Dr. Lamia Abdelaziz Obay is an Associate Professor of Finance at Abu Dhabi University, where she held the chairmanship of the Finance department and the directorship of the Master of Sciences in Finance. She developed and held several training programs for local and visiting executives from neighboring GCC states and Europe. Dr. Lamia is the recipient of several research and industrial grants and has ample consulting experience with both local and international organizations. She authored several research articles that have appeared in scholarly journals such as the International Research Journal of Finance & Economics, the Academy of Banking Studies Journal, and the Journal of Legal, Ethical and Regulatory Issues. She authored ‘Financial Innovation in the Banking Industry: The Case of Asset Securitization’ with Routledge Publishing, a book that is considered one of the reference books in the topic. Her research focus lies in the areas of financial innovation, corporate finance, bank efficiency, and financial stability.